Purchase loans

Buy your home with a team in your corner.

Whether this is your first home or you’re a seasoned investor, we’ll get you pre-approved fast so you can shop with confidence.

First-time and move-up buyers

Pre-approval first. Then the fun part.

It’s quick and easy to get pre-approved before you start shopping. You’ll know your budget, sellers will take your offer seriously, and you can move fast when you find the one.

Because we’re a broker and banker, we compare programs from dozens of wholesale lenders to find the right fit for your credit, down payment and goals.

  • First-time home buyers
  • Move-up and relocation buyers
  • Real estate investors
  • Great to not-so-great credit
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The purchase process

From pre-approval to keys in hand.

Get pre-approved

Share a few details and documents. We’ll tell you what you can comfortably borrow.

Shop with confidence

Make offers backed by a real pre-approval letter.

Lock and process

We help you choose and lock your loan, then manage the file with you.

Close and move in

Sign, get your keys, and start making memories.

What you’ll need

Get a head start on your paperwork.

Every loan is different, but most buyers are asked for these.

Income

Recent pay stubs and W-2s, or tax returns if you’re self-employed.

Assets

Recent bank and investment statements for your down payment and reserves.

Identification

A valid government ID and your Social Security number for the credit check.

Questions buyers ask

Buying a home, answered.

How long does pre-approval take?
Often the same day once we have your application and documents. Call us and we’ll tell you exactly what we need.
Can I buy with less-than-perfect credit?
Often, yes. We work with borrowers with great to not-so-great credit, and we have access to products for lower credit scores, higher loan-to-value and higher debt-to-income. Pricing depends on the lender’s risk.
How much do I need for a down payment?
It depends on the loan program. Some programs allow a small down payment, while others require more. We’ll show you options side by side.
Do you work with investors?
Yes. We help seasoned investors finance their next property as well as first-time buyers.
Ready when you are

Let’s talk about your next move.

No pressure, no obligation. Just a quick conversation with a local mortgage pro about where you want to go.

CallApply Now →